![]() ![]() One of the most tempting things when it comes to money management as a young adult has to do with credit cards. Photo by Anete Lusina from Pexels Control your Credit Card Spending Once you have spent the money in any given envelope, you can no longer spend anything on that category. Simply write a specific budget category on each envelope and allocate a part of your income to it. The Envelope Budget: Yes, you will be using envelopes with this budget. ![]() Needless to say, this does not mean that you get to splurge on necessary things since any money that is not spent on needs should go towards saving/investing.
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